Part A in a circle

Medicare Part A (2019)

Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility. (see Medicare Part A)

When you are hospitalized for:

Medicare Covers

You Pay

1-60 Days Most confinement costs after the required Medicare Deductible $1,364 Part A Deductible
61-90 Days All eligible expenses, after the patient pays a per-day copayment.

$341/Day

91-150 Days All eligible expenses, after patient pays per-day copayment.
(These Are Liftetime Reserve Days Which may never be used again.)

$682/Day

151 days or more Nothing

You Pay All Cost

Skilled Nursing Confinement:
When you are hospitalized for at least 3 days and enter a Medicare Approved skilled nursing facility within 30 days after a hospital discharge and are receiving skilled nursing care.

All eligible expenses for the first 20 days; then all eligible expenses, (if you qualify), for days 21-100, after patient pays a per day copayment.

After 20 days
$170.50/Day

Word On The Street

Kelvin is a highly competent insurance professional who stays on top of the latest trends in life, health, and annuity products. He was able to discern effective application for our needs and he has the right blend of integrity and initiative to deliver valuable advice and counsel in an ethical and professional manner”.

Courtney Hayes
Senior Partner Intergen, LLC
Atlanta, GA


Kelvin has been instrumental in helping us locate exceptional health and dental benefits for our staff and he has assessed and augmented our personal life insurance coverage. He has helped us develop a tailored insurance plan that meets our specific goals and improves our financial portfolio. It is without hesitation we refer Kelvin’s services to you and we pray that you will find him as valuable a resource as we have”.

Pastors Billy and D’Ann Johnson
New Covenant Christian Ministries
Lithonia, Georgia

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